http://www.rockfinancial.com Mortgage Q&A from Michigan's largest mortgage company - Rock Financial en-us help@rockfinancial.com Thu, 20 Sep 2007 14:54:00 -0400 (C) 2008 Rock Financial, Inc http://www.rockfinancial.com/mortgage-qa/faqs.html Thu, 20 Sep 2007 14:54:00 -0400Key things a person needs to have when purchasing an investment property.http://www.rockfinancial.com/mortgage-qa/article/673.htmlMon, 20 Aug 2007 14:53:00 -0400Although the market is volatile it is still a great time to get a mortgage. In fact for certain scenarios it may be one of the best times ever.http://www.rockfinancial.com/mortgage-qa/article/660.htmlWed, 25 Jul 2007 15:04:00 -0400A great question about a couple trying to decide whether to get an interest-only mortgage. Should they or shouldn't they?http://www.rockfinancial.com/mortgage-qa/article/645.htmlMon, 09 Jul 2007 15:57:00 -0400PMI is explained in the mortgage Q&A, as well as the tax deductible status of PMI in 2007 and using second mortgages to avoid PMI.http://www.rockfinancial.com/mortgage-qa/article/637.htmlThu, 19 Apr 2007 12:45:00 -0400I need to refinance my mortgage this year, and I am trying to decide what the best loan option is for me. My friends and family have told me to stay away from adjustable rates, but it seems like I may get a better payment that way. What are the pluses and minuses of adjustable rates versus fixed rates?http://www.rockfinancial.com/mortgage-qa/article/588.htmlTue, 27 Feb 2007 12:54:00 -0500I closed on my new house about four months ago and I'm very happy with everything. But I wonder: is there anything I should be doing (loan wise) after my closing?http://www.rockfinancial.com/mortgage-qa/article/555.htmlMon, 05 Feb 2007 15:19:00 -0500I have a typical 30-year fixed rate loan. However, I don't understand what amortization is. How does it affect me and my mortgage?http://www.rockfinancial.com/mortgage-qa/article/542.htmlMon, 29 Jan 2007 14:54:00 -0500I'm a first-time home buyer and I have to admit that I don't know a whole lot about buying a house. I have a million questions actually. For right now, I'm going to limit it to one big point that just doesn't seem to click with me: What exactly are closing costs and what do they cover?http://www.rockfinancial.com/mortgage-qa/article/537.htmlTue, 16 Jan 2007 16:21:00 -0500I'm buying a house and my real estate agent suggested I get a home inspection. She says I need to pay for it myself, but aren't I already paying for that when I get my loan? I'm a little bit confused. Why do I need the inspection?http://www.rockfinancial.com/mortgage-qa/article/528.htmlTue, 09 Jan 2007 10:30:00 -0500My lender has been sending me information on setting up bi-weekly payments. They charge an initial fee, but the paperwork says that I will save a ton over the long-run. Is it worth it?http://www.rockfinancial.com/mortgage-qa/article/523.html